Grow your business with our co-brokering offer

Access our MFA VTC & Taxi Fleet code and benefit from lifelong commission sharing.

KT COURTAGE is the co-brokering subsidiary of KT ASSUR, an insurance brokerage firm founded in 2016.

We offer insurance brokers a partnership allowing them to access our MFA agreement for VTC & Taxi Fleet contracts, without having to open a company code themselves.

By becoming a partner, you maintain your commercial relationship with your client while benefiting from:

• a sharing of 50% of our lifelong commission;
• access to a specialized solution for professional VTC and TAXI fleets.

What is VTC and taxi fleet insurance?

VTC and taxi fleet insurance is a complete solution adapted to professional passenger transport providers, covering several vehicles under a single contract. As a partner broker of KT Courtage, you will be able to offer this solution to your clients without having to negotiate directly with MFA.

This VTC and TAXI Fleet offer is specially designed to meet the demands of the sector and guarantee optimal protection for drivers and their activity.

Why choose our MFA offer?

MFA's solution specializes in VTC and Taxi fleets.

It notably allows to insure:

• VTC companies operating several vehicles;
• taxi companies;
  

Files are reviewed individually to propose the most suitable solution for each client's needs.

A solution dedicated to professionals operating several vehicles

The MFA VTC & Taxi Fleet offer is a solution specially designed for companies operating a fleet of vehicles for passenger transport (VTC and Taxi).

Unlike individual insurance, the fleet contract allows for grouping several vehicles under the same contract to simplify the administrative and financial management of the vehicle fleet.

According to the MFA commercial proposal, the premium is calculated globally for the entire fleet and mainly evolves according to the overall claims experience of the fleet. It also allows to know in advance the cost of integrating new vehicles of the same category during the insurance period.

Key benefits

Simplified management

A single contract covers all vehicles in the fleet.

Vehicle entries and exits are carried out by endorsement, with a pro rata temporis premium adjustment.

Controlled budget

The premium is calculated at the fleet level and not per vehicle.

Each year, a new proposal is drawn up taking into account the overall claims experience of the fleet.

Support for professionals

This solution is intended for companies operating several VTC or Taxi vehicles and allows for centralized management of the entire vehicle fleet.

Included guarantees

According to the MFA quote provided, the plan includes in particular:

Personal guarantees

• Motor Third-Party Liability
• Professional Indemnity Insurance
• Driver Guarantee

Damage guarantees

• Theft and attempted theft
• Fire
• Explosion
• Storm
• Terrorist attacks
• Glass breakage
• All-risk damage
• Vandalism
• Natural disasters
• Technological disasters

Additional guarantees

The contract also includes:

• 0 km Assistance
• Motor Legal Defense
• Professional Legal Protection

Optional coverages

Depending on your business needs, several optional guarantees can be subscribed:

• Audiovisual equipment
• Manufacturer options
• Additional accessories
• Professional fittings
• Professional equipment
• Luggage
• Goods transported
• Cash box theft with violence
• Vehicle immobilization guarantee

Assistance

The offer notably includes:

• Breakdown and towing without mileage deductible
• Provision of a replacement vehicle
• Continuation of journey or return home

Professional Indemnity Insurance

For VTC and Taxi operators, Professional Indemnity Insurance is mandatory.

The MFA also offers this guarantee as an option, of course. If it is not subscribed with the MFA, it must be subscribed with another insurer.

Fleet contract operation

The contract is established for a period of one year with annual renewal.

Each movement in the fleet (entry or exit of a vehicle) is subject to an endorsement.

New vehicles must be declared before they are put into circulation and exits within a maximum of 48 hours after they are removed from the fleet. If the number of vehicles changes by more than 25% compared to the initial fleet, a new pricing may be applied.

Why join KT COURTAGE?

The development of a brokerage firm often involves opening new company codes.

This process can be long, complex, and sometimes inaccessible depending on the firm's business volume.

Thanks to the co-brokering offered by KT COURTAGE, you can immediately offer VTC & Taxi Fleet contracts to your clients via our MFA agreement.

This allows you to expand your offer without multiplying administrative procedures.

Our co-brokering partnership

Our partnership is simple and transparent.

You find the client

You expand your portfolio and remain the preferred contact for your insured.

We provide our MFA code

The contract is presented via our co-brokering agreement.

Commissions are shared

Each contract results in:

• 50% of our commission paid for life
• €19 administration fee per accepted file, charged by the partner broker to their client.

Our goal is to build a lasting and win-win relationship with each of our partners.

How to become a partner?

Joining KT COURTAGE is simple:

1. Submit your partnership request.

2. Our team reviews your application.

3. After validation, you can start sending us your VTC & Taxi Fleet files.

4. You receive 50% of our commission on each contract for the entire life of the portfolio.