Grow Your Business with Our Co-Brokering Offer

Access Our VTC & Taxi Fleet MFA Code and Benefit from a Lifetime Commission Share.

KT COURTAGE is the co-brokering brand of KT ASSUR, an insurance brokerage firm founded in 2016.

We offer insurance brokers a partnership that allows them to access our MFA agreement for VTC & Taxi Fleet contracts without having to open their own company code.

By becoming a partner, you maintain your business relationship with your client while benefiting from:

• a 50% share of our commission for the life of the contract ;
• access to a specialized solution for professional VTC and TAXI fleets.

What is VTC and taxi fleet insurance?

VTC and taxi fleet insurance is a comprehensive solution tailored to the professional transport industry, allowing multiple vehicles to be covered under a single contract. As a KT Courtage partner broker, you can offer this solution to your clients without having to negotiate directly with MFA.

This VTC and TAXI Fleet offer is specially designed to meet the industry's requirements and ensure optimal protection for drivers and their business.

Why choose our MFA offer?

The MFA solution specializes in VTC and Taxi fleets.

It notably allows for the insurance of:

• VTC companies operating several vehicles;
• taxi companies;
  

Files are reviewed individually to offer the solution best suited to each client's needs.

A solution dedicated to professionals operating several vehicles

The MFA VTC & Taxi Fleet offer is a solution specially designed for companies operating a fleet of vehicles intended for passenger transport (VTC and Taxi).

Unlike individual insurance, the fleet contract allows several vehicles to be grouped under the same contract to simplify the administrative and financial management of the vehicle fleet.

According to the MFA commercial proposal, the premium is calculated globally for the entire fleet and changes mainly based on the overall claims history of the fleet. It also allows you to know in advance the cost of adding new vehicles of the same category during the insurance period.

The main benefits

Simplified management

A single contract covers all the vehicles in the fleet.

Vehicles entering or leaving the fleet are added or removed via an endorsement, with a pro-rata temporis premium adjustment.

Controlled budget

The premium is calculated at the fleet level, not vehicle by vehicle.

Each year, a new proposal is established taking into account the overall claims history of the fleet.

Support for professionals

This solution is intended for companies operating several VTC or Taxi vehicles and allows for centralized management of the entire vehicle fleet.

The included coverages

According to the MFA quote provided, the package notably includes:

Personal coverages

• Motor Third-Party Liability
• Professional Third-Party Liability
• Driver Coverage

Damage coverages

• Theft and attempted theft
• Fire
• Explosion
• Storm
• Terrorism
• Glass breakage
• All-risk damage
• Vandalism
• Natural disasters
• Technological disasters

Additional coverages

The contract also includes:

• 0 km roadside assistance
• Motor Legal Defense and Recourse
• Professional Legal Protection

Options that can be added

Depending on your business needs, several optional coverages can be taken out:

• Audio-visual equipment
• Manufacturer options
• Additional accessories
• Professional modifications
• Professional equipment
• Luggage
• Carried goods
• Armed robbery
• Vehicle immobilization coverage

Roadside assistance

The offer notably includes:

• Breakdown and towing without a mileage deductible
• Provision of a replacement vehicle
• Continuation of the journey or return home

Professional Third-Party Liability

For VTC and Taxi operators, Professional Third-Party Liability is mandatory.

MFA also, of course, offers this coverage as an option. If it is not taken out with MFA, it must be taken out with another insurer.

How the fleet contract works

The contract is established for a term of one year with annual renewal.

Each movement in the fleet (entry or exit of a vehicle) is subject to an endorsement.

New vehicles must be declared before they are put into circulation, and exits must be declared within a maximum of 48 hours after they are removed from the fleet. If the number of vehicles changes by more than 25% compared to the initial fleet, a new pricing may be applied.

Why join KT COURTAGE?

The growth of a brokerage firm often involves opening new company codes.

This process can be long, complex, and sometimes inaccessible depending on the firm's volume of business.

Thanks to the co-brokering offered by KT COURTAGE, you can immediately offer VTC & Taxi Fleet contracts to your clients via our MFA agreement.

You thus develop your offer without multiplying administrative procedures.

Our co-brokering partnership

Our partnership is simple and transparent.

You find the client

You grow your portfolio and remain the insured's preferred contact.

We make our MFA code available

The contract is presented via our co-brokering agreement.

Commissions are shared

Each contract results in:

• 50% of our commission paid for the life of the contract
• €19 in processing fees per accepted file, invoiced by the partner broker to their client.

Our goal is to build a lasting and win-win relationship with each of our partners.

How to become a partner?

Joining KT COURTAGE is simple:

1. Submit your partnership request.

2. Our team reviews your file.

3. After validation, you can start sending us your VTC & Taxi Fleet files.

4. You receive 50% of our commission on each contract for the entire life of the contracts.